Sunday, November 23, 2014

A What? A house!? And you need to do what?

Great news!

We are finally buying a house! Yay!

It started off with us moving in with amazing friends! That allowed us to save money! It happened just in time too. Mark finally had sinus surgery ($1000+), car insurance was due ($550) and my transmission blew ($1900). Wow.

We were still able to save. But Mark still didnt feel comfortable living with other people. And I did want my own space. We needed our own place!

After talking with our Mortgage guy and being told I have AMAZING credit (see past entries). We have very little debt ($2000 0% interest for 3 more years for our awesome bed) and some savings, like $3500. We saved a few more thousand since then. Our Realtor looked at houses with us every week!

After looking at a bunch of houses. Getting an offer or two rejected for someone elses. But finally one got accepted. After much disappointment and frustration. I was almost ready to just say fuck it.

Then we made our offer. The home was listed at 142,900. With foundation issues at an estimated $5k. And the seller was negotiating with a cash buyer. Damnit. So we offered 148,000. The seller pays $3000 in closing costs and pays (about $1k) tax and title stuff on the condition that the foundation be repaired before we move it. And he accepted! Yaay!

Then we get the inspection from the last buyer from May. Oh shit. Seriously, 17 pages of stuff. From damaged roofing, minor leaks and water damage, issues with every ceiling fan, leaky water faucets, missing fire detectors in all bedrooms, ungrounded outlets, uninsulated lines and skylight, almost every closet door has issues and more! Oh man. So Mark and I went through the list together and decided. We still want the house but we need more inspections.

We are having our Home Inspector come out on Tuesday. Roofer is coming by tuesday as well to let us know the condition of the roof if regards to the missing/damaged shingles and water damage on the soffit and fascia. Electrician will be out tomorrow on the condition that the power is on. He will need to come back and ground outlets and fix fans, lights and whatever else. This guy is also a handyman. Maybe I can get an estimate on other stuff too. Last will be HVAC. I want to be assured that the Heating and Air conditioner are in great working condition. It will at the very least need to be cleaned.

So roof estimate...FREE. Electrician will be about $75. And HVAC will be between $65 and $99. So I used this website called Thumbtack. It's AWESOME. I enter the zipcode and info of what I need and when. Then, workers contact me through the site with their offers/estimates. I can message them through the site and ask questions without talking to a single person. It is an Introvert's home buying dream. I love it. Basically, our option period is over wednesday so we have to tell the Seller, Fix this shit or give us money to do it. If it is something ridiculous. If not we have to back out and start all over. Sigh. Come on good luck!

So tomorrow, Electrician. Tuesday inspection and Roofer. Wednesday HVAC and Thanksgiving Eve. Thursday Thanksgiving. Then Black Friday!

Is it terrible that Im designing furniture that I am going to build, makign 100 million lists of everything/anything and looking at Dogs so that Kodak has a friend when we move (and cats :D and chickens). The list goes on.

Until next time, my friends! <3 p="">