Wednesday, December 10, 2014

Money money Money!

Im so exhausted. So entirely done with the current phase of our lives.

Living with Roommates is great. Most of the time. But life is happening and now the house is sad. Sad and depressing and draining. We are all so busy. No one has time to keep up with cleaning and organizing. There arent messes or trash all over the place. Small things I imagine a Mom would overlook while taking care of kids, running errands and cooking all the time.

Mark and I have been working overtime. His is more mandatory and mine is more let's flood our bank account with as much money as I can earn without burning myself out. Which turns out isn't too much. But it's plenty. We will actually have close to $6000 left over after we CLOSE on the house.

Now we did go a little overboard and spend just over $1200 on Black Friday. We did get a few things for the house. Shower curtains! Regardless, that accrued debt will be eliminated very soon! There is some God of Fortune smiling down on us. I am not in any way rubbing this into anyone's face or gloating.

So Mark and I took advantage of making a decent amount in our early 20's. We gained a small bit of debt. Acquired a few dings against our credit. But as we matured we began to pay off the debt and not rely on it so much. Well after we moved to TX I took a closer look at our debt and saw that we were paying over $200 a month in interest. $200 each month just thrown out the window. We were drowning in  debt and it was less that $15k. We buckled down, we still ate out, we still flew home to see my family, we went to movies and bought stuff. BUT only if we had the cash after paying out bills that month.

I became obsessed with number. I have notebooks filled with possibilities. It's a therapy to me. We opened another credit card, I got an incredible limit (well for me) and no interest financing for 16 months. We transferred the balance of that evil high interest card of Mark's and BAM. PAID ALL OF THE DEBT off in less than 2 years. Now we did go buy a $4500 bed (on 5 years no interest) but you better believe that shit is going to be paid off ASAP. Like maybe this year (we have 3 years left).

The point is. Mark got a great job that he loves and is happy with. The have mandatory overtime during busy seasons. My jobs allow me to pick up hours whenever I want. Mark is getting paid for stupid non existent holidays (like Black Friday!?), not that I am complaining. I just got a Holiday bonus from one job! Wasn't expecting that. Mark's Dad has his wages garnished for Child Support and we got a check for $500. Our seller just offered to pay and fix a bunch of stuff. Basically money is falling into our laps at all the right times. I feel like we deserve a break and this good fortune.

Don't worry I am still throwing out all the energy and time and money I can spare to help others. It's finally paying off.

I have a notebook filled with drawings and lists specifically for our new home!

Keep your fingers crossed for us! Ill be wishing the best for you too!


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